For someone who’s either in the mortgage lending business or real estate, mortgage loans are simply a part of their day-to-day, but for a first time homebuyer or even someone who’s purchased or sold a house once or twice, mortgage loans can be complicated. Zach and I sat down and interviewed Matt Maltese, Producing Branch Manager at Supreme Lending, and he gave us the 411 on mortgage loans.
Mortgage rates just hit a three-year low at 6.16%, creating significant opportunities for Las Vegas luxury buyers. For those shopping Summerlin real estate, this rate drop translates to substantial savings—potentially $1,200+ monthly on high-end properties.
Whether you're considering a custom estate in The Summit Club or a golf course home in Red Rock Country Club, improved financing conditions make luxury properties more accessible. The Mortgage Bankers Association reports purchase applications up 20% year-over-year, signaling strong buyer demand. As your trusted Summerlin realtor, I'm here to help you capitalize on this favorable market timing.
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Whether you’re going to be living in your home while you sell it, also known as owner occupied, or you’re looking to get top dollar when you sell, there are many different reasons that people look to stage their home when they sell. Staging your home could help you get the best offers possible for a couple different reasons.
National home equity is falling, but Las Vegas bucks the trend. While U.S. household real estate values dropped $361 billion in Q3 2025 and equity-rich homes declined nationwide, Vegas homeowners maintain strong positions with just 0.5% distressed sales.
Our market's resilience stems from locked-in low mortgage rates (averaging 4%), economic diversification, zero state income tax, and sustainable price growth. Unlike Sun Belt markets experiencing sharp corrections, Las Vegas prices are down only 2% from peaks—a healthy normalization, not a crisis. Local homeowners should feel confident despite concerning national headlines.